Get Merchant Credit Score

GET

/api/marketplace/data/merchant/{merchantId}/credit-score

Retrieve the credit score for a merchant.

Requires credit.score.read scope.

Security: Can only access credit score for the merchant who consented
(merchantId must match the token's merchant).

Response

Returns the latest calculated credit score including:

Total score (0-100)

Risk tier (A-E)

Maximum lending cap

Score breakdown by category

Risk flags (if any)

Recommendations

Request

Authorization

Bearer Token

Provide your bearer token in the

Authorization

header when making requests to protected resources.

Example:

Authorization: Bearer ********************

Path Params

Responses

🟢200

application/json

Credit score retrieved

Body

🟠400

🟠401

🟠404

Request Example

Shell

JavaScript

Java

Swift

curl --location --request GET 'https://api.dev.opensylo.com/api/marketplace/data/merchant//credit-score' \
--header 'Authorization: Bearer <token>'

Response Example

{
    "totalScore": 75,
    "riskTier": "B",
    "maxLendingCap": 150000,
    "eligiblePercentage": 30,
    "scoreBreakdown": {},
    "lendingImplication": "string",
    "calculatedAt": "2019-08-24T14:15:22.123Z",
    "riskFlags": [
        "string"
    ]
}

Modified at 2025-12-30 08:04:15

Submit Bulk Merchant Data

Health Check

Get Merchant Credit Score

Response#

Request

Responses

Response